Holvi – Business banking 22.6.0

Holvi provides more than a business account and a business Mastercard®. Offering online invoicing, e-invoicing, and expense management tools within a robust online business account, the Holvi mobile app enables you to manage your business on the go, ensuring your business goes wherever you do. Delve into financial specifics, handle bookkeeping, and prepare for tax obligations with the comprehensive range of tools available on the Holvi web app. Say hello to the new financial hub for your business.

Business Banking for Freelancers & the Self-Employed

• Business account with IBAN*
• Unlimited transfers within Europe (SEPA)
• Maintain a clear financial overview
• Open an account entirely online through the Holvi app

Pay Expenses – Holvi Business Mastercard®

• Holvi Business Mastercard® included
• Debit card for global payments and cash withdrawals
• Secure online payments with Mastercard® Identity Check™
• Lock & unlock card and retrieve PIN via the app

Collect Earnings – Easy Online Invoicing

• Create and send invoices & e-invoices within the Holvi app
• Receive real-time notifications upon invoice payment
• Track invoice status in the app
• Automated matching of incoming payments with invoices

Manage Money – Small Business Bookkeeping

• Manage expenses – save receipts via the app
• Categorize transactions and organize accounting tasks
• View real-time VAT balance and cash flow projections
• Download accounting reports (PDF/CSV) or share them through Dropbox

*Holvi provides Finnish and German IBANs depending on the user's country of residence.

With over 200,000 freelancers and entrepreneurs benefiting from its services, Holvi simplifies work life. Open your business account using the Holvi app today and bring order to the chaos of self-employment.

This is Holvi

Holvi, established in Helsinki in 2011 by entrepreneurs for entrepreneurs, is an authorized payment service provider regulated by the Finnish Financial Supervisory Authority (FIN-FSA) to operate across the European Economic Area (EEA). Customer funds are held in top-rated European partner banks, safeguarded under relevant deposit insurance schemes.